UAE Golden Visa Now at ₹23L for Indians – No Investment Required
For Indians dreaming of building a life in the UAE, there’s now a golden opportunity – literally. The UAE government has launched a new Golden Visa program that no longer requires you to invest crores in real estate or a business.
Instead, Indians can now get this prestigious visa by paying a one-time fee of approx. ₹23.30 lakh, making it accessible to a much wider range of professionals, entrepreneurs, and skilled individuals.
This is a major shift in UAE’s immigration policy—and a move that opens the doors for thousands of Indians.
What’s Changing: From Investment-Based to Nomination-Based Visas
Earlier, Indian citizens could only apply for a UAE Golden Visa through substantial financial commitments. That included:
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Buying property worth minimum AED 2 million (approx. ₹4.66 crore), or
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Investing large sums in UAE-based businesses.
But now, the UAE has rolled out a new nomination-based visa model, where no large capital investment is needed. Instead, eligible candidates can simply apply by paying AED 100,000 (₹23.3 lakh).
What Makes This New Golden Visa Different?
This fresh approach is designed to recognize potential rather than wealth. According to UAE officials and key facilitators:
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The visa is offered on a nomination basis, which means only vetted and qualified applicants will be considered.
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The model evaluates applicants based on their background, credibility, and ability to contribute to the UAE’s ecosystem—be it in business, culture, finance, science, or startups.
✅ No property purchase
✅ No business setup cost
✅ Just a one-time fee + background screening
India & Bangladesh Selected for Pilot Phase
India, along with Bangladesh, has been chosen for the first phase of this program rollout. This means Indian citizens are among the first to benefit from this revised, simplified route to UAE residency.
According to sources, over 5,000 Indian applicants are expected to apply within the next 3 months.
To oversee and manage the nomination-based Golden Visa process, the UAE government has partnered with a consultancy firm called Rayad Group.
Who Is Rayad Group & What’s Their Role?
Rayad Group has been appointed as the official consultant to manage this initiative in India and Bangladesh.
Their responsibilities include:
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Initial applicant screening
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Conducting background checks
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Reviewing applicant credentials
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Submitting eligible applications to UAE authorities for final approval
Rayad Group’s Managing Director, Rayad Kamal Ayub, emphasized how this new policy offers unprecedented access to the UAE for Indian citizens without the need for multi-crore investments.
“This is a rare opportunity for Indian professionals and entrepreneurs to gain long-term UAE residency without complex investment requirements,” he stated.
What Checks Are Done Before Approval?
To maintain the program’s integrity, strict verification measures are in place. Before an application reaches the UAE government, the Rayad Group performs:
Mandatory Background Checks:
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Anti-money laundering (AML) history
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Criminal record clearance
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Social media and digital footprint review
Additionally, applicants must show how they can contribute to the UAE’s growth through:
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Cultural activities
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Business innovation
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Financial expertise
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Scientific contributions
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Startups or skilled professions
This ensures the UAE attracts individuals with real value to offer.
How Can You Apply from India?
Great news — you don’t need to fly to Dubai to begin your application. You can initiate the process from India itself through multiple channels.
Application Can Be Submitted Via:
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One Vasco Centres (Rayad’s official partner)
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Registered offices of Rayad Group
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Rayad’s official online portal
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Dedicated call centers
Step-by-Step Process:
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Submit your details for background screening
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If eligible, Rayad Group will forward your file to UAE officials
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If approved, you’ll receive pre-authorization for your visa
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You can then plan your move or expansion to the UAE
The entire pre-approval process can be completed from India, making it far more accessible than ever before.
Comparison Table – Old vs New UAE Golden Visa Route
| Feature | Previous System | New Nomination System |
|---|---|---|
| Minimum Investment | ₹4.66 crore | ₹23.30 lakh (one-time fee) |
| Application Method | Property/Business Investment | Nomination-Based |
| Physical Visit to UAE | Mandatory | Not Required |
| Duration | 10 Years (Renewable) | Lifetime |
| Target Audience | HNIs, Real Estate Investors | Professionals, Entrepreneurs, Experts |
Why This Matters for Indian Entrepreneurs
With the UAE being a thriving hub for global finance, trade, and tech, this visa can open new doors for Indian startups, consultants, and professionals looking to scale.
Key Advantages:
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Access to international markets
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Residency benefits for family
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Higher trust and credibility in UAE banking & business networks
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Ease of doing business without needing to establish a costly base upfront
Real-World Example:
Let’s say you’re a fintech entrepreneur from India with a strong track record and digital presence. You can now be nominated for a Golden Visa, proving your value to UAE’s innovation economy – and build your base there without buying property or investing ₹4–5 crore.
That’s a game-changer.
FAQs
Q1. What is the new UAE Golden Visa fee for Indians?
Indian applicants can now get a UAE Golden Visa by paying AED 100,000, which is approx. ₹23.3 lakh INR.
Q2. Can I apply without investing in property or business?
Yes. The new model allows you to apply via nomination, with no need for investment in real estate or business.
Q3. Is the new Golden Visa permanent?
Yes. Once approved, it grants lifetime residency in the UAE.
Q4. Do I need to visit UAE to start the process?
No, you can apply from India. Pre-approval and document processing can all be done remotely.
Q5. Who conducts the background verification?
Rayad Group is responsible for verifying financial, criminal, and professional background before submission to UAE authorities.
Q6. How many Indians are expected to benefit?
Over 5,000 Indian citizens are expected to apply in the pilot phase alone.
Q7. Can startups and freelancers apply?
Yes, if they have a credible profile, clean records, and can show potential value to UAE’s economy.
Is This Your Gateway to the UAE?
If you’ve ever dreamt of building a global business presence, setting up in Dubai, or providing a better future for your family—this is the perfect time.
With minimal financial barriers and a transparent nomination system, the UAE is welcoming Indian talent like never before.
💬 Don’t wait for the opportunity to pass.
📞 Reach out to Rayad Group and start your journey towards a lifetime UAE residency—without the burden of crores in investment.
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