The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) was launched by the Government of India in February 2019, to provide financial support to the farmers of the country. Under this scheme, the government provides a minimum income support of Rs. 6,000 per year to small and marginal farmers, payable in three installments of Rs. 2,000 each.
In this article, we will discuss the PM-KISAN scheme in detail, including its features, eligibility criteria, application process, and benefits.
Features of PM-KISAN Yojana
The following are the main features of the PM-KISAN scheme:
- Financial assistance: Under the PM-KISAN scheme, small and marginal farmers are provided a financial assistance of Rs. 6,000 per year, payable in three equal installments of Rs. 2,000 each.
- Direct transfer of funds: The financial assistance is directly transferred to the bank accounts of the eligible farmers through Direct Benefit Transfer (DBT) mode.
- Eligibility criteria: Only small and marginal farmers who have landholding of up to 2 hectares are eligible to apply for this scheme.
- Identification of beneficiaries: The beneficiaries are identified based on the land records of the State/UT Governments.
- Application process: The application process is simple and can be done online through the official website of PM-KISAN.
- Toll-free helpline: The PM-KISAN scheme provides a toll-free helpline number (1800115526) for farmers to get any assistance related to the scheme.
- Budget allocation: The scheme has a budget allocation of Rs. 75,000 crore for the financial year 2021-22.
Eligibility Criteria for PM-KISAN Yojana
The following are the eligibility criteria for the PM-KISAN scheme:
- Landholding: The applicant must be a small or marginal farmer who has landholding of up to 2 hectares.
- Ownership: The applicant must be the owner of the land.
- Family income: The applicant’s family income should not exceed Rs. 1.50 lakh per annum.
- Aadhaar number: The applicant must have an Aadhaar number.
- Bank account: The applicant must have a bank account.
- Age: There is no age limit to apply for this scheme.
- Citizenship: The applicant must be a citizen of India.
How to Apply for PM-KISAN Yojana?
The following is the step-by-step procedure to apply for the PM-KISAN scheme:
- Visit the official website: The applicant needs to visit the official website of PM-KISAN (www.pmkisan.gov.in).
- Click on the “New Farmer Registration” option: On the homepage, the applicant needs to click on the “New Farmer Registration” option.
- Enter Aadhaar number: The applicant needs to enter his/her Aadhaar number and click on the “Get Data” button.
- Verify the details: The applicant needs to verify the details displayed on the screen.
- Enter the required details: The applicant needs to enter the required details such as name, gender, date of birth, bank account details, etc.
- Upload documents: The applicant needs to upload the required documents such as Aadhaar card, bank passbook, land ownership documents, etc.
- Submit the application: Once all the details are entered and documents are uploaded, the applicant needs to submit the application.
- Get the application ID: After the submission of the application, the applicant will receive an application ID on his/her registered mobile number.
- Check the application status: The applicant can check the status of his/her application by visiting the official website and entering the application ID.
- Receive funds: If the application is approved, the financial assistance of Rs. 2,000 will be directly transferred to the bank account of the beneficiary.
Documents Required for PM-KISAN Yojana
The following are the documents required to apply for the PM-KISAN scheme:
- Aadhaar card: The applicant must have a valid Aadhaar card.
- Bank passbook: The applicant must have a bank passbook with his/her name and bank account number.
- Land ownership documents: The applicant must have the land ownership documents such as land registration certificate, revenue records, etc.
- Income certificate: The applicant must have an income certificate issued by the competent authority.
- Mobile number: The applicant must have a registered mobile number to receive updates about the scheme.
Benefits of PM-KISAN Yojana
The following are the benefits of the PM-KISAN scheme:
- Financial assistance: The scheme provides financial assistance of Rs. 6,000 per year to small and marginal farmers.
- Increased income: The financial assistance provided under the scheme helps in increasing the income of the farmers.
- Improved living standards: The scheme helps in improving the living standards of the farmers and their families.
- Direct transfer of funds: The scheme ensures that the financial assistance is directly transferred to the bank accounts of the beneficiaries, thus eliminating any chances of corruption and middlemen.
- Increased agricultural productivity: The scheme encourages farmers to invest in their agricultural activities, which leads to increased agricultural productivity.
- Strengthening of rural economy: The scheme helps in strengthening the rural economy by providing financial assistance to the farmers.
- Empowerment of farmers: The scheme empowers the farmers by providing them with financial assistance and encouraging them to take up agriculture as a profession.
The PM-KISAN scheme is a well-intentioned scheme launched by the Government of India to provide financial assistance to small and marginal farmers. The scheme has been successful in providing financial assistance to a large number of farmers across the country. However, there is still a need to address the issues of landlessness, tenancy, and sharecropping, which are prevalent in many parts of the country. The government should also focus on providing additional support to farmers, such as access to credit, insurance, and technology, to improve their productivity and income. Overall, the PM-KISAN scheme is a step in the right direction towards the betterment of the agricultural sector and the rural economy of the country.
Posted by Talkaaj.com
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